David Stegall Insurance Expert Witness Services https://www.insuranceexpertwitness.net/ David Stegall Tue, 06 Apr 2021 19:33:46 +0000 en-US hourly 1 https://wordpress.org/?v=6.1.10 https://www.insuranceexpertwitness.net/wp-content/uploads/2017/01/attorney-favicon-1.png David Stegall Insurance Expert Witness Services https://www.insuranceexpertwitness.net/ 32 32 204325777 Bad Faith (Hard to Define but You Know It If You See It) https://www.insuranceexpertwitness.net/blog-category/bad-faith-presentation Tue, 19 Feb 2019 22:36:38 +0000 https://insurance-expert.bwpsites.com/?p=2027 David L. Stegall, Principal Consultant of Risk Consulting & Expert Service, was honored to speak to the annual joint meeting of the Mississippi Defense Lawyers Association and the Mississippi Claims Association in Flowood, Mississippi on November 1, 2018. His presentation, Bad Faith (Hard to Define but You Know It If You See It), can be […]

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]]> 2027 Colorado Wildfires and Homeowners Insurance https://www.insuranceexpertwitness.net/blog-category/colorado-wildfires-and-homeowners-insurance Wed, 27 Jun 2018 21:58:54 +0000 https://insurance-expert.bwpsites.com/?p=2016 Denver’s KOA 850 AM recently interviewed David Stegall to discuss homeowners insurance in light of Colorado’s recent wildfire. Listen to the full audio of the interview below.   AUDIO TRANSCRIPT Now it’s Mandy Connell on KOA Newsradio and catch her podcast anytime at koanewsradio.com. Mandy Connell: KOA Newsradio time coming up on 2:09 my next […]

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]]> 2016 (Part 2) Commercial Property & Casualty Insurance – The Basics https://www.insuranceexpertwitness.net/blog-category/commercial-property-casualty-insurance-the-basics-part-2 Fri, 04 May 2018 15:21:22 +0000 https://insurance-expert.bwpsites.com/?p=2009 Liability Defined: The state of being bound or obliged in law or justice to do, pay, or make good something; legal responsibility.          General Liability Insurance An insurance policy issued to business organizations to protect them against liability claims for bodily injury and property damage arising out of premises, operations, products, and completed operations; and […]

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]]> 2009 (PART 1) Commercial Property & Casualty Insurance – The Basics https://www.insuranceexpertwitness.net/blog-category/commercial-property-casualty-insurance-the-basics Wed, 11 Apr 2018 02:09:55 +0000 https://insurance-expert.bwpsites.com/?p=2005 Property Insurance There are three causes of loss forms: the Basic, Broad, and Special causes of loss. The Basic and Broad causes of loss forms are named perils forms; they provide coverage for loss from only the particular causes that are listed in the policy as covered. The Special causes of loss form is an […]

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]]> 2005 David Stegall Elected President of the Society of Risk Management Consultants https://www.insuranceexpertwitness.net/society-of-risk-management-consultants/david-stegall-elected-president-of-srmc Mon, 31 Oct 2016 19:50:14 +0000 http://rces.us/?p=447 FOR IMMEDIATE RELEASE –Montreal, Quebec, Canada – October 28, 2016 The Society of Risk Management Consultants (srmcsociety.org) is pleased to announce the election of Mr. David Stegall, CPCU, ARM, ARe, RPA to the position of President. Mr. Stegall is Principal Consultant at Risk Consulting & Expert Services, a risk management and insurance consulting firm in […]

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]]> 447 Insurance Entertainment Daily Interview with David Stegall https://www.insuranceexpertwitness.net/insurance/insurance-entertainment-daily-interview-with-david-stegall Tue, 13 Oct 2015 14:32:10 +0000 http://rces.us/?p=386 Risk Consulting & Expert Services is an insurance and risk management consulting firm providing services and counsel to commerce,

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]]> 386 Cyber Risk & Insurance https://www.insuranceexpertwitness.net/blog-category/cyber-risk-insurance Wed, 01 Jul 2015 19:26:31 +0000 http://rces.us/?p=360 Cyber Risk & Insurance by David L. Stegall & Joy M. Gänder The Court Journal of Science & Technology has published an article on Cyber Risk & Insurance examining the issue of cyber risk and exposures to loss, including recent legal and legislative developments. It reviews and discusses the options for cyber insurance coverage and the coverage […]

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]]> 360 Property & Casualty Insurance Procurement & Litigation (Ten Things Every Lawyer Should Know) https://www.insuranceexpertwitness.net/education/property-cas-ins-pro-lit-ten-things-every-lawyer-should-know Thu, 28 Aug 2014 22:09:48 +0000 http://rces.us/?p=316      Over the course of my career of 35 years as a local agent, a regional, national and international retail broker, a wholesale broker, an insurance underwriter and a reinsurance executive, the last five of which have been as a risk management consultant and expert witness, I have found ten problematic and recurring themes […]

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]]> 316 Captive Insurance Use By Life Insurance Companies https://www.insuranceexpertwitness.net/captives/httpwww-hgexperts-comarticle-aspid32064 Tue, 18 Jun 2013 20:28:06 +0000 http://rces.us/?p=285 In June 2013, the New York Department of Financial Services through its Superintendent, Benjamin M. Lawsky published the results of an examination they had conducted over the previous year, by the name “Shining a Light on Shadow Insurance: A Little-Known Loophole That Puts Insurance Policyholders and Taxpayers at Greater Risk”. The Lawsky Report does bring […]

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]]> 285 Workers’ Comp Underwriting Philosophy as Partnership https://www.insuranceexpertwitness.net/education/workers-compensation-philosophy-as-partnership Fri, 26 Apr 2013 17:07:50 +0000 http://rces.us/?p=216 An underwriting philosophy is the logical analysis of the principles and processes underlying the conduct, thought and knowledge used in selecting and assuming the risk of another party. Philosophy attempts to draw unity from diversity. It attempts to deduce conclusions (leading to unity) based on overall observations, both direct and indirect (diversity). The unity we […]

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